These Terms & Conditions (“Terms”) govern your use of the website located at https://johnsonridgeinv.com/ (the “Site”) operated by Johnson Ridge Investments (“Company,” “we,” “our,” or “us”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You are responsible for all activity that occurs under your use of the Site.

We reserve the right to modify, suspend, or discontinue the Site, or any part of it, at any time without notice.

2. No Investment Advice

The content on this Site is provided for general informational purposes only. It is not intended as investment, financial, tax, or legal advice and should not be relied upon as such. You should consult with a qualified financial professional before making any financial decisions.

Nothing on this Site constitutes an offer or solicitation for the purchase or sale of any securities.

3. Eligibility

By using the Site, you represent that you are at least the age of majority in your jurisdiction and that you have the authority to agree to these Terms.

4. User Submissions

If you submit forms, messages, or other content through the Site, you agree that:

• The information you provide is accurate and complete.
• You will not submit any unlawful, defamatory, or harmful content.
• We may use the information you provide in accordance with our Privacy Policy.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and layouts, is owned by or licensed to Johnson Ridge Investments and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

You may view, print, and download content from the Site for your personal, noncommercial use only, provided you keep all copyright and other proprietary notices intact.

6. Prohibited Conduct

You agree not to:

• Use the Site in any way that violates applicable law.
• Attempt to gain unauthorized access to the Site, servers, or networks.
• Introduce viruses, malware, or other harmful code.
• Scrape, harvest, or collect information from the Site by automated means, except as allowed by law and our prior written consent.
  
  

7. SMS Text Messaging Terms

By providing your mobile phone number on our Site and choosing to opt in, you consent to receive SMS text messages from Johnson Ridge Investments related to updates, reminders, marketing, or notifications.

• Message Frequency: Message frequency may vary based on your interactions with us.
• Costs: Message and data rates may apply. Check with your mobile carrier for details.
• Opt Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. You may also contact us at (813) 330-0310 or bryce@johnsonridgeinv.com to update your preferences.
• Help: For help, reply HELP to any message or contact us at (813) 330-0310 or bryce@johnsonridgeinv.com.
• No Sale of Data: We do not sell or rent your mobile number, consent status, or message data to third parties for their own marketing purposes.
• Not a Condition: Your consent to receive SMS messages is not a condition of any investment advisory relationship or other services with us.
• Carriers Not Liable: Mobile carriers are not responsible for delayed or undelivered messages.
  
  

For more details on how we handle your information, please review our Privacy Policy.

8. Disclaimers

The Site is provided on an “as is” and “as available” basis. We do not warrant that the Site will be uninterrupted, secure, or free from errors or viruses.

To the fullest extent allowed by law, we disclaim all warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and noninfringement.

9. Limitation of Liability

To the maximum extent permitted by law, Johnson Ridge Investments, its officers, employees, and affiliates are not liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Site, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from or related to the Site or these Terms will not exceed the amount you have paid to us, if any, for use of the Site during the six months preceding the claim.

10. Indemnification

You agree to indemnify and hold Johnson Ridge Investments, its officers, employees, and affiliates harmless from any claims, damages, liabilities, and expenses arising out of or related to your use of the Site or your violation of these Terms.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. You agree that any disputes arising out of or relating to these Terms or the Site will be brought in the state or federal courts located in Hillsborough, County, and you consent to the jurisdiction of those courts.

12. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of the Site after any changes means you accept the revised Terms.

13. Contact Us

If you have any questions about these Terms, you can contact us at:

Johnson Ridge Investments

Phone: (813) 330-0310
Email: bryce@johnsonridgeinv.com